Way to get credit when you have zero or low balance. On the very next recharge, mobile operator deducts the talk time loan with a nominal fee.
Vodafone:
Dial *111*10#
Now select 4th option for “Chota Credit”
To choose whether you are eligible or not press 1
Then press 0 if you are eligible.
You will get 5 or 10 Rs. Balance
Airtel:
Dial *141*10#
Select first option
You will get 10Rs. Balance
Aircel:
Type LOAN and send it to 55414
Or Dial *414#
You will get 10Rs. Balance
BSNL:
Type CREDIT and send it to 53738
You will get 10Rs. Balance
Idea:
Dial *150*03#
You will get credit option on your screen.
Reliance:
Type YCR and send it to 52134
Then option will come to take credit from which you can take credit.
You can get 5 or 15 Rs. Balance
Tata Docomo:
Dial *369# and you will get balance
Or
Type LOAN and send it to 369
Telenore:
Dial *0#
You will get 10Rs Balance
Note: Some companies will credit only when your sim will be 3 month older.